David C. Kinol has been working with small and medium sized businesses since 1981.  Mr. Kinol has extensive business consulting experience working with our clients management, developing and implementing financial institution financing and business valuations.  Some of the Industries that he has performed management consulting engagements are:

• Professional Service Organizations
• Manufacturing
• Wholesale and Retail

• Bank Financing
• Business Valuations
• Cash Flow Analysis
• Budgeting/Forecasting
• Marketing

Mr. Kinol received his bachelor's degree form  Indiana University of Pennsylvania.   He is a member of the American Institute of Certified Public Accountants (AICPA) and the Pennsylvania Institute of Certified Public Accountants (PICPA).